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Waivers of Subrogation: Why it’s needed, who needs it and what this endorsement actually does.


A Waiver of Subrogation is often required by contract. When reviewing a Workers’ Compensation policy, an insured may inquire about the additional premium or how this endorsement affects their policy.

Although it may be tempting to “check the box” because it is required by the insured’s general contractor or it expires on their current policy, it is important to have a solid understanding of this endorsement.

Learn more about subrogation, why there’s an additional premium, and how this endorsement could restrict the insurer.

The knowledgeable Workers’ Compensation team at Cream City Insurance is always ready to answer questions and assist retail agents with risks for a wide range of hard-to-place WC classes.

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